Propel Real Estate Capital

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Residential and Commercial Hard
Money Loans

Short-term financing for Texas purchases, refinances, and cash-out scenarios – built for fast closings.
$200K–$2.5M · 12+ month terms · Up to 75% LTV · Built for reliable closings
Speak to a Loan Advisor
No obligation. Direct feedback from our Texas-based team.

Built by Investors. Designed to Close.

Our team is made up of real estate owners, investors, and operators.
We move faster than traditional banks, provide direct feedback, and structure
loans for time-sensitive deals that need clear answers.

What We Finance

Flexible, asset-based lending across Texas — evaluated deal by deal.

Residential

Short-term capital for residential investment properties, built for quick funding with limited documentation and a clear path to closing.

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Ground Up Construction

Flexible capital for construction and land projects, offering fast execution and streamlined documentation for complex or time-sensitive deals.

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Multifamily & Mixed-Use

Financing for multifamily and mixed-use properties, designed for efficient closings where experience, structure, and exit strategy matter.

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View all loan programs
Loan terms vary by deal structure, asset quality, and risk profile.

Who We Work With

Built for direct borrowers and broker-submitted deals that require
speed, structure, and straightforward execution.

Property Owners & Investors

  • Residential and commercial assets
  • Time-sensitive or complex deals
  • Bridge, rehab, or transitional financing
Explore Loan Options

Broker Partners

  • Reliable capital for hard-to-place deals
  • Clear deal structure and feedback
  • Built for repeat volume and speed
Broker Partnership Info

Flexible Lending Based on Borrower Readiness

Asset-first underwriting with flexible terms – not just a credit score.

Qualified Borrowers

  • Strong credit profiles
  • Streamlined documentation
  • Pricing reflects lower risk
  • Faster approvals

Asset-Based Solutions

  • Credit challenges considered
  • Asset-first underwriting
  • Short-term bridge focus
  • Clear path to stabilization
Rates and terms vary by deal structure, asset quality, and risk profile.

A Straightforward Process Designed to Close

Clear expectations, realistic timelines, and a direct path to close.

Submit Deal

Quick pre-qualification

Underwriting Review

Asset, exit, and risk assessed

Terms Issued

Clear structure and expectations

Close

Efficient, predictable timelines

Capital for Complex Real Estate Deals

Where structure, speed, and certainty matter most.

Close as fast as 5 days

Post-appraisal & complete file

10%+ rates

12+ month terms

Up to 75% LTV

Max leverage varies by deal

Direct Texas lender

Local credit committee

Light-doc options

Broker-friendly execution

“I had a borrower who was on a tight deadline to close and sent the file to Propel Real Estate Capital.
From my initial conversation to closing, they completed the loan in 12 business days.”

Albert – ACC Mortgage (Broker)
Read more reviews

Built as a Bridge – Not a Dead End

Many borrowers use private capital as a stepping stone. Propel structures loans with the
intent to stabilize assets and position borrowers for future refinancing when possible.

Ready to Get Started?

Tell us the basics – we’ll let you know if it’s a fit and what the next step looks like.

    Lending Type

    I am a borrowerI am a broker

    Designed for both investors and broker-submitted deals


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    Brokers: Looking for fast feedback and reliable capital?
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