Propel Real Estate Capital

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Flex Capital

Flexible, asset-based capital for real estate deals that don't fit traditional
loan programs — structured for speed, discretion, and execution.
Speak to a Loan Advisor

Built for Complex or Time-Sensitive Deals

Asset-based underwriting for non-standard scenarios

Light documentation compared to traditional lenders

Direct access to local Texas decision-makers

Fast execution once appraisal and file are complete

Flexible structures beyond traditional loan programs

Ideal For

  • Deals that don't fit traditional loan programs
  • Time-sensitive or complex structures
  • Non-standard collateral or scenarios

Program Overview

Program terms are outlined below and vary by deal structure, asset quality, and execution timeline.

Loan Amount $250k – $2.5M
Loan Types Acquisitions, Refinances, Cash-Out Refinances, Value-Add, Bridge
Property Types Multifamily, Mixed-Use, Office, Industrial / Warehouse, Self-Storage, Retail, Mobile Home Communities, Investment Residential
Max LTV 75%
Rates 12%+
Term 12–24 months with balloon payment due at maturity, six-month extension available
Amortization 20 years | Interest-only available with 2-year max
Lender Fee 2+ pts
Markets Texas
Prepay Penalties Case by Case Basis
Min FICO Score 600
Average Closing Time 2 Weeks

Required Documentation

Documents you may be required to present as part of the loan underwriting process:

Property Documents

  • Purchase Contract
  • Payoff Statement (if refinance)
  • Plans & Permits
  • Sources & Uses of Funds
  • Scope of Work
  • Appraisal or Feasibility Report

Personal Documents

  • Loan Application
  • Track record / General Contract Resume
  • Last 3 months of Bank Statements
  • Driver's license (front & back)
  • Passport / Visa (if Foreign National)

Business Documents

  • Articles of Incorporation
  • Operating Agreement (LLC) or Bylaws (Corp.)
  • EIN letter
Other documentation may also be required.

Ready to Get Started?

Tell us the basics – we’ll let you know if it’s a fit and what the next step looks like.

    Lending Type

    I am a borrowerI am a broker

    Designed for both investors and broker-submitted deals


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